Find insurance coverage for you and your family before age 65
If you're looking for individual or family health insurance prior to age 65, you'll find UnitedHealthcare offers many choices to fit your needs. You can also find additional insurance products to round out your coverage.
TriTerm medical
Short term health insurance plans1 lasting nearly 3 years.2 Coverage for preventive care, doctor visits, pharmacy and more.
Short term insurance
Need coverage for a brief time? Standard short term health insurance plans1 can help you fill a gap in coverage from 1 month to just under a year.3
Dental
Dental plan options that include coverage for preventive care, oral health screenings, orthodontic care and more.
Vision
Coverage for vision care, including routine eye exams, vision screenings, prescription glasses and contact lenses.
Critical illness insurance
Insurance that offers benefits to help cover expenses related to qualifying serious illnesses.
Hospital & doctor fixed indemnity insurance
Plans that pay a set amount of money for specific medical services that may not be covered by traditional health insurance plan.
Additional UnitedHealthcare insurance plans for individuals and families
UnitedHealthcare health insurance plans for individuals and families
Accident insurance
Insurance coverage and benefits that help with expenses in the case of an accidental injury.
Hospitalization insurance
Plans that help with the costs of hospitalization by paying a fixed amount per day for hospital stays.
Term life insurance
Insurance that helps prepare your family financially by paying a cash benefit in the event of your death.
Insurance bundles
Insurance bundles that let you personalize your coverage by purchasing two or more plans together, such as vision and dental insurance, short term coverage and dental insurance and more.
Medicaid
Low cost or no cost health insurance coverage that is managed by each state. Eligibility requirements can change from state to state. Your state may even have its own name for its Medicaid program.
Medicare
Plans for people 65 or older or those who may qualify because of a disability or special condition.
Dual Special Needs Plans (DSNP)
Insurance coverage for people who qualify for both Medicaid and Medicare. Most dual plans give you more benefits than you get with Original Medicare.
Children’s Health Insurance Program (CHIP)
Low-cost or no-cost coverage for infants, children and teens. Designed to help children get the care they need as they develop.
International travel insurance
Coverage that offers protection if unexpected events happen while traveling, including medical emergencies or illnesses, lost passports, lost baggage, travel assistance and more.
Student health insurance
Coverage for students while they’re in school, including plans with lower deductibles, comprehensive benefits and access to a wide provider network.
Health insurance for individuals & families
